Why You Need Worker's Compensation Coverage For Your Back Injuires
Back injuries are some of the most damaging you can suffer after an accident. Your back and core is what supports essentially all parts of your body. When you hurt it, you can expect to be down for a considerable amount of time.
What makes back injuries even more complicated is if they occur at work and you are no longer able to perform your job. Back injuries can result in months of rehabilitation, including physical therapy and pharmaceutical care. If you hurt your back at work, you need to contact your attorney about filing a worker's compensation claim immediately. The following are some things you will need to know:
Types of Back Injuries Suffered on the Job
Many different back injuries can happen at work, no matter your occupation. You only need to lift something the wrong way or bend awkwardly and you can end up injured. It is not uncommon to pull a muscle, tear ligaments, rupture discs, fracture vertebra, and more.
In very severe cases, you can become temporarily or permanently paralyzed. If this happens, there will be significant costs associated with your care. Chances are you will no longer be able to work the same job you did before the accident.
Whether your accident is minor or severe, it is crucial that you pursue worker's compensation for your injuries.
Why You Need Worker's Compensation Benefits
Your employer carries worker's compensation insurance for a reason. It is there to cover accidents that occur on the job. There is no shame in filing for benefits. It is a benefit that is afforded to you once you are hired.
In all likelihood, your back injury will take you out of work temporarily at the very least. You are going to need to have a source of income while you are out. Worker's compensation will provide you with a percentage of your income so that you will be able to pay for your regular expenses.
In addition, worker's compensation will pay for all of your medical costs including medication, therapy, hospital stays, surgeries, and visits with your doctor.
Your human resources department should be in touch with you about filing for your benefits. If the department does not contact you, you should contact them as soon as you are able.
If you feel like your employer is being resistant about providing you with your worker's compensation benefits, you need to call your attorney as soon as possible. You are going to be held responsible for all of your medical costs if you do not have worker's compensation coverage. Contact a law firm, like John V. Boshardy & Associates, P.C., for more help.