Getting hurt at work can cause you serious enough injuries that you can't return to your job for an extended period of time. Workers' compensation insurance is designed to pay employees who are injured on the job while they recuperate. If you are in an accident while working, you must report the accident to your employer so that they can file an accident report with their workers' compensation insurance carrier. Any delays in your reporting of the event can hold up your benefits. Each claim must include a diagnosis provided by your doctor, as well as any restrictions on work at this time. The doctor must also provide documentation that you are out of work because of an injury you sustained while at work.
Providing Evidence For Your Workers' Compensation Claim
If you don't see a medical provider after you sustain an injury, you will be denied workers' compensation benefits. A medical doctor must be the person to state what your injuries are, if you are on light duty or can't work at all, and what caused your injuries. If your claim is denied because of a lack of this evidence, make sure that you see your primary care physician immediately. It's possible that medical records were not received in time and your claim was turned down because of it.
Your Accident Is Questionable
When you are hurt at work but no one saw the accident, your claim is likely to be investigated by the workers' compensation insurance provider. If there are no witnesses to your accident, you will need to explain in detail what happened to you. Each time you share the incident, be mindful that you tell the same exact story every time. Any differences in your story can be scrutinized, making it harder for you to get the benefits you deserve.
When Your Claim Is Still Denied
If you are struggling with your workers' compensation claim, it's time to find a workers' comp attorney that can help. Together, you can talk over the specifics of your case and identify ways to strengthen your evidence. Once you are able to prove what happened and the extent of your injuries, you will have a better chance at getting the compensation you need while you recover.
Workers' compensation is there to help you financially when you are struggling from a work injury. If you can't return to work, a workers' comp lawyer can get you the help you need.