Working With Your LawyerWorking With Your Lawyer

About Me

Working With Your Lawyer

About ten years ago, I was involved in a bad car accident. Another driver, who happened to be driving drunk at the time, smashed into the car I was driving. In addition to killing my daughter, the accident also left me paralyzed from the waist down. Although the case should have been cut and dry, the insurance company claimed that I was at fault. Fortunately, I worked with a lawyer who was able to fight my case for me. Without his help, I would still be paying off medical bills. I want to spread the word about the good that lawyers can do, which is why I created this website.

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Determining Your SSDI Benefit Level

When you are afflicted with a medical disorder and cannot work, financial benefits might be available to you. The Social Security Administration (SSA) helps those who qualify with a monthly payment. Since the application and approval process for getting benefits can be so lengthy, it might be helpful to know what to expect in terms of payment. Read on to find out more about your Social Security Disability Insurance (SSDI) monthly benefit amount.

Your Past Earnings

Both your past salary and your medical condition are evaluated during the application process. Before you can qualify medically, however, the SSA will review your earnings record to ensure that you have earned enough to be eligible for benefits. Each time you receive a paycheck, FICA deductions are removed. This deduction funds, among other things, your Social Security account. The funds may be used for retirement or when you become disabled before you are old enough to retire. When you apply for SSDI benefits, that is not government aid – you earned your Social Security benefits when you worked. That being said, the method of determining your benefit amount is more complex than just adding up your lifetime of contributions to the SSA.

Work Credits

The SSA determines whether you have earned enough to be paid benefits using what they call work credits. You earn one credit for every $1,360 you make and you cannot earn more than four credits per year. The number of credits needed to qualify for SSDI is based on your age. The older you are, the more credits you need. For example, if you are age 50 when you became disabled, you need to show that you have earned at least 28 credits (or seven years of work) to be paid disability. If you have not accrued enough credits and you are determined to be medically eligible, you may qualify for the other SSA program, Supplemental Security Income (SSI).

The SSA Statement

In the past, the SSA sent out statements to workers that provided information about earnings record. Due to privacy concerns, the only way to view this information now is by going online or visiting an SSA office in person. The website allows you to find out how much you can expect to be paid in disability payments if you should become disabled at this time. It also provides you with an estimate of retirement benefits. The information on sites such as this should provide you with a very good idea of how much to expect in terms of monthly benefits. As long as you have filed your taxes on time, the results such websites are accurate.

Getting the benefits you need is not easy, regardless of how qualified you might be. Speak to a Social Security lawyer to find out how you can appeal an adversarial ruling before it's too late.